Banks take six weeks to say no. We take two days to say yes.

Stone Bridge places merchant cash advances, term loans, credit lines, and business credit cards for owners who need capital this week — not next quarter.

Start an application See what you could qualify for

No cost to apply. Terms and approval are set by the funding partner.

24–72 hrsTypical time to funding
$10k–$5MAcross four products
Same dayFirst answer on your file

Four ways to get money into the business

Each one solves a different problem. We will tell you which fits — and if the honest answer is "none of them yet," we will tell you that too.

ProductBest forTime to fundingAmounts
Merchant Cash AdvanceAn advance against your future sales, repaid as a fixed daily or weekly amount. Fast, short-term capital 24–48 hours $10,000 – $2,000,000 Business Term LoansA lump sum with a fixed repayment schedule and a known end date. Planned, larger purchases 2 – 7 business days $25,000 – $5,000,000 Business Lines of CreditA revolving limit you draw against when you need it and pay interest on only what you use. Ongoing cash-flow gaps 1 – 5 business days $10,000 – $500,000 Business Credit CardsWorking capital for day-to-day spend, with reporting that builds a credit profile for the business — separate from your personal score. Everyday operating expenses 1 – 10 business days $5,000 – $150,000 combined

What an advance could look like

Drag the slider to your average monthly revenue. This is the rule-of-thumb range used across the merchant cash advance industry.

Your real offer depends on time in business, industry, and what the statements show. The point of this is to tell you in ten seconds whether it is worth a five-minute application.

How an advance works
$50,000 / month
Estimated advance range $25,000 – $75,000

Illustrative only. Not an offer of credit.

From application to funded, in four steps

Most files get a first answer the same business day. The full path, start to finish, is usually 24 to 72 hours.

  1. Apply

    A five-minute application and four months of bank statements is enough to start.

  2. Match

    We place the file with the funder suited to your revenue, time in business, and industry.

  3. Compare

    You see real terms side by side before you sign anything. No obligation to accept.

  4. Get funded

    Once signed, funds are typically deposited within 24 to 72 hours.

See the full process

Placing a deal? We'll work it with you.

Stone Bridge partners with brokers and ISOs on MCA, term, and credit line submissions. Send a file over and you will know within the day whether it is fundable.

Broker & ISO program
  • Commission paid on fundingNot on approval — on money that actually moves.
  • Direct underwriter accessNo call center, no ticket queue. You talk to the person deciding.
  • Same-day answersYou will know if a file is fundable before end of day.
  • Your merchant stays yoursWe do not market to your clients. Ever.

Tell us about the business.

Fill out the application and a funding specialist follows up — usually the same business day. Prefer to talk first? Call us.

Start an application Call (678) 650-2801