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  2. How it works

From application to funded, in four steps

No cost, no obligation, and no surprises at signing. Here is exactly what happens once you hit submit.

  1. Apply

    Five minutes. Name, business, revenue, and what you need. Attach your last four months of business bank statements, or send them after. A specialist calls the same business day to confirm details and ask the two or three questions funders always ask.

  2. Match

    We do not blast your file to fifty lenders. We know which funders like which industries, revenue bands, and credit profiles, and we send the file to the two or three where it will actually get approved. Soft pull only at this stage.

  3. Compare

    Offers come back, usually within a day. We put them side by side — amount, total cost, payment, term, fees, prepayment terms — and walk you through the trade-offs. You decline any or all of them with no consequences.

  4. Get funded

    Pick one, sign electronically, and complete a short verification call with the funder. Money lands in the business account, typically within 24 to 72 hours of signing. We stay reachable after.

What we need from you

  • The last four months of business bank statements (PDFs from your online banking, not screenshots)
  • A completed one-page application
  • A copy of your driver's license
  • A voided business check
  • For term loans: two years of business tax returns and a year-to-date P&L

What slows a file down

Almost every delay traces to one of these. Avoid them and most files are decided the same day.

  • Missing monthsFunders need four consecutive months. Three does not work.
  • Numbers that don't matchIf the application says $60k a month and the statements say $35k, the file stalls.
  • Slow repliesFunders ask questions. The faster you answer, the faster you fund.
  • Undisclosed advancesThey will see them on the statements anyway. Tell us up front.
Same dayFirst answer on most files
24–72 hrsTypical signing to funding
$0To apply, match, or compare
Soft pullUntil you accept an offer

Find out what the business qualifies for.

Five minutes to apply. No cost, no obligation, and a specialist follows up the same business day.